With employment-based Green Card wait times stretching into decades, many Indians, especially H-1B visa holders and high-net-worth families, are turning to the EB-5 investment program for a faster path to U.S. residency. The EB-5 program allows individuals to invest $800,000 to $1,050,000 in U.S. projects, with the requirement to create or maintain 10 full-time American jobs. Most applicants invest via USCIS-approved regional centers that pool funds into large-scale developments.
Despite discussions around a new ‘Gold Card’ visa — which would require a $1 million to $2 million gift to the U.S. government with no capital returns — the EB-5 program, recently reauthorized through 2027, continues to see strong demand. Indian investors, who now make up about 20-22% of EB-5 applications, are using this route to secure their children’s educational and immigration future in the U.S.
Mid-career professionals on H-1B visas are particularly drawn to EB-5 due to increasing uncertainty in visa policies and the fear their children will age out of dependent status. The program, while promising faster residency, carries financial risks. Investments must stay legally “at risk,” and failure to create enough jobs can jeopardize the Green Card.
To navigate funding complexities, Indian families often rely on the Liberalised Remittance Scheme, which allows annual transfers of up to $250,000 per person, combining funds through family members. Despite risks, many still choose EB-5 for stability over H-1B volatility. For them, the priority is long-term certainty over financial gain.
